Saving money can be a challenge for many people and knowing how and when to start can be daunting. No matter where you are on the scale we can help you with a savings plan. Saving takes time, so we understand you will need a plan that works.
We can help you define your goals which may be: Saving for a rainy day, school fees or university fees, saving for a deposit on a future house purchase or saving for a holiday. Once you know what you want it’s time to set aside money for it. We can help you on this journey so that you will be able to enjoy the rewards of a savings plan.
The good news is you don’t have to worry about being tied into anything because the flexible contributions allow you to stop and restart at any time. You can build your savings from as little as £50 per month, which is very ‘do-able’ for a lot of people and increase or decrease the amount at any time or make lump sum payments whenever you want. Plus, we have no tie in period, so you will always have access to some or all of your money.
We tailor your savings plan to suit your risk appetite. If you are saving for something big that will happen in the next few years then perhaps you money is best placed in low risk investments. You can potentially opt for a more aggressive strategy in the longer term – these are things we can discuss with you; we will be able to find out your situation and your appetite for risk and watch you reap the rewards.
The value of your savings can go up and down dependent on market prices.