If you are thinking about investing for your future you will of course be looking for a retirement plan. Depending where you are in that process, you will need to consider a number of factors; are you relying on a State pension? Do you have a private, personal or company pension? Are you a member of the State Pension Scheme?
We are here to help you answer those questions and guide you through what can be often confusing and stressful decisions. During the process we will ascertain your selected retirement age, how many years you have until retirement, what you can afford to pay and if you are aiming to retire early.
This does not need to be an intimidating process. Our advisors will look at your options, find the best plan for you and help steer you on the right course.
We will explain the tax advantages of investing in a Retirement fund, and conduct regular reviews to ensure your pension is on track to meet your expectations. In short we will put in place an affordable plan so your target is achievable.
Once you have selected the retirement product most suitable for you, we will then advise and help on fund selection according to your age, expectations and attitude towards investment risk.
HBFS are not tax advisers and you may therefore wish to seek specialist Independent advice in this area.