David is an extremely knowledgeable and highly qualified financial professional having joined the financial services industry in 1994. David specialises in advising Jersey Residents on how best to establish and manage personalised income & growth portfolios and to take advantage of tax and estate planning opportunities.
Business Development Manager
Michael specialises in Retirement & Pension Planning and provides local and overseas HBFS clients with specific advice on how best to achieve tax efficiencies, cost savings and financial security.
Client Relationship Manager
Julian began his career in the financial services industry in 1990, training as a financial adviser in London with Merchant Investors. After 8 years Julian returned to his native Jersey and took up a financial advisory position with a local IFA company.